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	<title>Comments on: How to repair credit to purchase a home in the near future?</title>
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	<link>http://djbpassports.com/how-to-repair-credit-to-purchase-a-home-in-the-near-future/</link>
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	<pubDate>Fri, 30 Jul 2010 02:44:53 +0000</pubDate>
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		<title>By: JEFF</title>
		<link>http://djbpassports.com/how-to-repair-credit-to-purchase-a-home-in-the-near-future/#comment-276</link>
		<dc:creator>JEFF</dc:creator>
		<pubDate>Wed, 21 Jul 2010 08:15:48 +0000</pubDate>
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		<title>By: Nicki W</title>
		<link>http://djbpassports.com/how-to-repair-credit-to-purchase-a-home-in-the-near-future/#comment-256</link>
		<dc:creator>Nicki W</dc:creator>
		<pubDate>Thu, 20 Nov 2008 04:12:45 +0000</pubDate>
		<guid isPermaLink="false">http://djbpassports.com/how-to-repair-credit-to-purchase-a-home-in-the-near-future/#comment-256</guid>
		<description>You will want to dispute negative items about 3 months after you pay them in order to get them removed.  I used a step by step do it yourself kit I got online at   // I got my score up about 65 points on my own.</description>
		<content:encoded><![CDATA[<p>You will want to dispute negative items about 3 months after you pay them in order to get them removed.  I used a step by step do it yourself kit I got online at   // I got my score up about 65 points on my own.</p>
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		<title>By: Carolinahomerates.com</title>
		<link>http://djbpassports.com/how-to-repair-credit-to-purchase-a-home-in-the-near-future/#comment-255</link>
		<dc:creator>Carolinahomerates.com</dc:creator>
		<pubDate>Wed, 19 Nov 2008 01:05:04 +0000</pubDate>
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		<description>different scoring models.

there are new score models that many lenders dont use.

Windows Vista came out and many ppl are still using Windows XP. This is why you can see different scores with different lenders.
Always look at the FICO scores.....they tend to be more precise.

you can have your score go up be removing items off your credit report</description>
		<content:encoded><![CDATA[<p>different scoring models.</p>
<p>there are new score models that many lenders dont use.</p>
<p>Windows Vista came out and many ppl are still using Windows XP. This is why you can see different scores with different lenders.<br />
Always look at the FICO scores&#8230;..they tend to be more precise.</p>
<p>you can have your score go up be removing items off your credit report</p>
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		<title>By: bdancer222</title>
		<link>http://djbpassports.com/how-to-repair-credit-to-purchase-a-home-in-the-near-future/#comment-254</link>
		<dc:creator>bdancer222</dc:creator>
		<pubDate>Mon, 17 Nov 2008 07:42:43 +0000</pubDate>
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		<description>The more negatives you pay off the better.  You really need a 2 year consistent on time payment history.

The reason the scores don't match is that you get the consumer version.  I understand there's a mortgage version, and a car loan version.  Also, are you sure Triple Advantage was giving you your FICO.  It's the only score that counts.

Another piece of advice, don't buy more house than you can really afford.  Your house payment shouldn't be more than 25% of your monthly income.  Waiting another 6 months may work out better as far as finding more house for a cheaper price.</description>
		<content:encoded><![CDATA[<p>The more negatives you pay off the better.  You really need a 2 year consistent on time payment history.</p>
<p>The reason the scores don&#8217;t match is that you get the consumer version.  I understand there&#8217;s a mortgage version, and a car loan version.  Also, are you sure Triple Advantage was giving you your FICO.  It&#8217;s the only score that counts.</p>
<p>Another piece of advice, don&#8217;t buy more house than you can really afford.  Your house payment shouldn&#8217;t be more than 25% of your monthly income.  Waiting another 6 months may work out better as far as finding more house for a cheaper price.</p>
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