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	<title>Comments on: How do they decide credit limits for your first credit card?</title>
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	<link>http://djbpassports.com/how-do-they-decide-credit-limits-for-your-first-credit-card/</link>
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	<pubDate>Fri, 30 Jul 2010 02:46:50 +0000</pubDate>
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		<title>By: THOMAS</title>
		<link>http://djbpassports.com/how-do-they-decide-credit-limits-for-your-first-credit-card/#comment-277</link>
		<dc:creator>THOMAS</dc:creator>
		<pubDate>Wed, 21 Jul 2010 08:15:48 +0000</pubDate>
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		<title>By: Bob</title>
		<link>http://djbpassports.com/how-do-they-decide-credit-limits-for-your-first-credit-card/#comment-75</link>
		<dc:creator>Bob</dc:creator>
		<pubDate>Wed, 26 Nov 2008 00:15:07 +0000</pubDate>
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		<description>Every creditor is different.  They look at your history and capacity to pay.

If you don't get what you want, use it for 6 months and pay it off every month, then call customer service and ask for a line increase.  Keep asking every 6 - 12 months.</description>
		<content:encoded><![CDATA[<p>Every creditor is different.  They look at your history and capacity to pay.</p>
<p>If you don&#8217;t get what you want, use it for 6 months and pay it off every month, then call customer service and ask for a line increase.  Keep asking every 6 - 12 months.</p>
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		<title>By: Matt G</title>
		<link>http://djbpassports.com/how-do-they-decide-credit-limits-for-your-first-credit-card/#comment-74</link>
		<dc:creator>Matt G</dc:creator>
		<pubDate>Tue, 25 Nov 2008 11:43:42 +0000</pubDate>
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		<description>well dude, if you have no credit estiblished you're probably not going to see the limit you are looking for.  you may even have problems getting approved, especially in the middle of a credit crisis.  lenders are holding on to their money to those who have a very strong history of great credit.  you may have luck with capital one or hsbc or target, but expect a credit limit of around $300-500.  Banks just don't want to gamble much on someone who has no history to judge on.

good luck!</description>
		<content:encoded><![CDATA[<p>well dude, if you have no credit estiblished you&#8217;re probably not going to see the limit you are looking for.  you may even have problems getting approved, especially in the middle of a credit crisis.  lenders are holding on to their money to those who have a very strong history of great credit.  you may have luck with capital one or hsbc or target, but expect a credit limit of around $300-500.  Banks just don&#8217;t want to gamble much on someone who has no history to judge on.</p>
<p>good luck!</p>
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