http://djbpassports.com/credit/ Thu, 09 Sep 2010 01:24:08 +0000 http://wordpress.org/?v=2.6.3 http://djbpassports.com/credit/#comment-3 Daniel K Tue, 30 Sep 2008 20:41:42 +0000 http://djbpassports.com/credit/#comment-3 my dad said the same thing when I was 17, and he helped me (cosigned) to get a credit card to "establish credit". Now I am 21 and after 4 years of charging crap I'm F*cked. your dad is right you will need to build credit, but I would suggest waiting a little while. Unless you have one of those parents who is going to pay on your card for you just don't bother with it yet. I know you say you will be smarter then me, but I thought the same thing, then your car breaks down and what do you do? or something else comes up where you feel you really need the money, and that's how it all starts. you don't need good credit to rent an apartment. You do if you want to buy a house, you can usually buy a car without credit if you can afford it, but if you don't have any credit they will rape you with interest fees. just wait a couple years, unless you have rich parents. my dad said the same thing when I was 17, and he helped me (cosigned) to get a credit card to “establish credit”. Now I am 21 and after 4 years of charging crap I’m F*cked. your dad is right you will need to build credit, but I would suggest waiting a little while. Unless you have one of those parents who is going to pay on your card for you just don’t bother with it yet. I know you say you will be smarter then me, but I thought the same thing, then your car breaks down and what do you do? or something else comes up where you feel you really need the money, and that’s how it all starts. you don’t need good credit to rent an apartment. You do if you want to buy a house, you can usually buy a car without credit if you can afford it, but if you don’t have any credit they will rape you with interest fees. just wait a couple years, unless you have rich parents.

]]> http://djbpassports.com/credit/#comment-2 gunsl1nger2004 Tue, 30 Sep 2008 16:02:14 +0000 http://djbpassports.com/credit/#comment-2 apply for any credit and if you can get it keep it paid on time without late payments and your credit will always improve to where you can get more credit apply for any credit and if you can get it keep it paid on time without late payments and your credit will always improve to where you can get more credit

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