What should your credit score be to get a good credit card?
Posted October 25th, 2008wifey asked: Is it 600 or above? I am working on fixing my credit and I have an auto loan that will help rebuild my credit. I need a credit card for emergency’s and to help my credit, just wandering when I should apply for one. Right now Its not near [...]
How many credit cards is too much to affect your credit score?
Posted October 22nd, 2008ronnin72 asked: I am going to ask another question regarding which CC should I add to my credit card profile to add to my rewards. I have excellent credit, pay my balance in full each month, and I use my CC to pay for everything I can to rack up points/miles etc.
I am at [...]
How does getting credit back on your credit card work?
Posted October 21st, 2008Philosopher asked: Let’s say I buy something for $100. I return it and they say I will have that credit back on my credit card. So now my credit card balance is $100? What if I paid for that $100 already and then returned it and got credit back? Can a credit card have a [...]
What will happen to my credit cards if my home is foreclosed?
Posted October 18th, 2008triguyinla asked: I have over $100,000 in credit on my 7 or 8 credit cards, all with a 0 balance. I am facing foreclosure in a few months. Will the banks cancel my credit cards once I get a foreclosure on my credit? Should I just max out all my credit cards [...]
How can I get my credit build up if no one will give me a credit card to begin with?
Posted October 13th, 2008jjkk asked: How can I get my credit build up if no one will give me a credit card to begin with? I have never had a credit card, I bought a home and I have been paying mortgage on time. Will that help my credit? I do have doctor bills on my credit report, [...]
Can my credit card company unilaterally lower my Credit limit at its discretion? How likely is this?
Posted October 13th, 2008Mark R asked: I have a credit card with a credit limit of $12,500. I have not only been making the payments each month, but I have been paying off my monthly balance at the end of each month consistently. My father told me that, given the situation of today’s financial market, the [...]
What matters more your credit score or the contents of your credit report?
Posted October 11th, 2008Jennifer K asked: If I have a good credit score but still have unpaid collection accounts on my credit report will lenders expect me to pay those before they would give me a mortgage? Or if my credit score is high does that mean they won’t really care about much else?Nintendo Wii
Why do the credit bureaus count it against your credit when you make an inquiry into your credit score?
Posted October 8th, 2008Neerdowellian asked: I’m trying to find the best mortgage rate to buy a house, therefore there are several mortgage companies running my credit. How in the world am I supposed to shop for a good rate if every inquiry damages my score? Isn’t that the dumbest thing?Forex Trading
Is a secured credit card a good way to establish credit?
Posted October 4th, 2008yeah!!! asked: I have no credit history cause i’ve never had a credit card or borrowed money or anything and I want to establish credit now. well I applied for a credit card that required a deposit..secured credit card will that help boost my credit and how high will my score go once i start [...]
How much does old bad credit affect your credit score?
Posted October 1st, 2008April B asked: I have 5 negative reportings on my credit report. None of them are after the year 2004. I am wondering since there over 4 years old, how much are they affecting my credit score? And, has anyone ever heard of credit card companies deleting accurate late pays if asked?Forex [...]