How does an unused credit card report on your credit report?

Posted July 30th, 2008

Simpson C asked: If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing?Nintendo Wii Fit

What is the difference between a credit card and a pre approved credit card or is there no difference?

Posted July 26th, 2008

kita asked: I am looking to raise my credit score and I have been turned down buy credit card companies and I spoke with someone that said I could get a pre approved credit card but i thought all credit cards were pre approved. Please help me I need to raise my credit score. ThanksForex [...]

What is the best credit card to start my credit?

Posted July 25th, 2008

chaos_magician13 asked: I recently turned 18 and im in a great living situation. i live with my dad, make about 1000 a month and im a musician. I wanted to buy a new bass and amp, but more importantly need to start my credit. I already have the money to buy the bass today, but [...]

How do you lower your credit limit without lowering your overall credit score?

Posted July 23rd, 2008

Tim asked: I have only have one revolving credit card, and I have a very high credit score. Because of this overall score they subsequently increase my credit line, even though I don’t ask for or use this revolving line of credit. Question? I have been told if you ask for a credit line decrease [...]

What credit score is needed to get the best fixed rate for consolidating accounts?

Posted July 22nd, 2008

Dottie asked: Any suggestions on how to raise credit scores in the range of 597-607 received from all 3 credit reporting agencies.
I have 2 mortgages which was done by the mortgage company a couple years ago to help my credit and both have high rates, 1 car loan, 5 credit cards, and a small loan [...]

What is a good credit card to start out with if you want to build your credit?

Posted July 22nd, 2008

Christy K asked: I have no credit and I am having a hard time getting approved becuase of it. Just wondering what kind of credit card I could get approved for that isnt ripping me off with fees.Nintendo Wii Fit

What credit cards are made so that you are instantly approved or denied?

Posted July 18th, 2008

ersan b asked: I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.Forex Trading